March 26, 2010

The Healthcare Reform Bill

It’s Affect on Cystic Fibrosis (CF) Patients & Their Families

As most of the country knows, Pres. Obama signed the Healthcare Bill into law March 22, 2010, after a year-long debate. It would seem this is to be his presidency’s crowning glory. Kudos to you Mr. President. The $940 Billion bill promises to change the face of the healthcare and insurance industries. The actual bill and its 2,000 pages effectively standardizes healthcare. It will ensure that insurance coverage is the right of every U.S. citizen and will begin to reshape the way almost all Americans receive and finance treatment.

The Cystic Fibrosis Foundation, the authority and advocate for a cure of the disease, took the liberty of expressing what the bill will mean to CF patients. I should note the foundation does not take a position on any particular portion of the bill. They have however encouraged representatives and officials to include reforms which are imperative to the treatment of cystic fibrosis.

Some provisions of the bill are very appealing to people with cystic fibrosis. The bill says that people with pre-existing conditions can get healthcare coverage regardless. They will also have more protection from losing it. Insurance companies, or rather insurers will not be able to place lifetime coverage limits anymore. Children will be able to stay on their parent/guardian’s plan now until the age of 26. Medicaid is now available to more people, even some adults without children. The bill also changes the way out-of-pocket expenses are dealt with. It essentially limits out-of-pocket healthcare expenses, reduces deductibles and co-payments. Also, the health plans provided by employers will be more affordable, since the employer themselves will receive assistance. So the new health reform bill commences several programs aimed to enhancing the quality of care for cystic fibrosis.